A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Avoiding Cognitive Decline Try these activities to keep your brain sharp. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Finding the Balance The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.