Mission

At our firm, we have the client—and only the client—in mind.

Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.

We understand the challenges families face today.

From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.

We also understand that most Americans are not prepared for retirement. Allow us to develop a realistic path to retirement for you and your family.  A path that is based on investment diversification as well as tax diversification in the retirement years.

Asset allocation, investment diversification and rebalancing your investments are critical components to the success of your retirement plan.  However, an often overlooked aspect of protecting your nest egg is the impact of taxation.

Taxes are the number one expense that retirees face, more than medical cost. Most retirement assets will be subject to large tax bills. The IRS can’t wait to share in your plan.  Remember the income and growth in most 401k and IRA were never taxed.

Let us explore some strategies that limit the tax implication on your retirement distributions.  Did you know that most distributions from Roth 401ks and Roth IRA are completely tax- free?  Do you realize that you can grow your retirement assets inside a life insurance policy and take tax-free distributions?

We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.